It is certainly no secret about the current economic downturn. Along with it has arrived a credit squeeze, making it more difficult for many businesses to borrow the funds needed to run or expand, their businesses. What surprises many is the fact that it is affecting solid businesses with stellar credit.

In every economic climate, there are opportunities. I am currently launching new programs to aid my clients with bridging this turbulent economy.

I work with lenders holding distressed properties to renegotiate terms. Another option is to bring in an investor to either buy the note from the lender, or buy the property from the owner, and execute a Sale-Leaseback between the investor and the owner. Either of these will result in a substantial reduction of the principal owed by the property owner, which in turn, reduces the owner's overhead - usually substantially.

Factoring is another option open for some business owners. This can offer a short-term infusion of cash, but be sure you understand the costs and terms offered.